The Most Checking 

3.51%APY*
on balances up to $25,000 
 
1.08% APY*
on balances over 25,000 
 
0.25% APY*
if qualifications are not met 

 
 Qualifications per cycle:

1.) Make 10 Debit Card Transactions

2.) Set-up one Direct Deposit or ACH Auto Debit

3.) Receive Electronic Statement 

ATM FEE REFUNDS NATIONWIDE!** 

*Annual Percentage Yield (APY) accurate as of February 11, 2010. Rate Tiers are as follows: 3.51% APY applies to balances of $.01 - $25,000 and the portion of the balance over $25,000 will vary within the range of 3.51% APY to 1.08% APY, depending on the account balance, as long as requirements are met per cycle. 0.25% APY applies to all balances if qualifications are not met and ATM fees will not be refunded for that time period. Rates may change after the account is opened. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Fees may reduce earnings. Available to personal accounts only. No monthly service charge. **ATM fee refunds up to $30 per cycle if requirements are met.

The qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If reward qualifications are met during the qualification cycle, then the account holder will receive the higher rate and ATM refunds on cycle date, the next business day. If not, the account holder will receive a base interest rate.

Limited to Arkansas Residents only.
Limit of one account per person.